If you're in the market for a new car for your commutes around the Doylestown and Philadelphia areas, you may be wondering which payment option is best for you. To buy or to lease? That is the question. Our team here at Fred Beans Subaru has put together this helpful guide to assist you in your search for the ideal payment plan for your lifestyle; providing a look at the pros and cons of leasing vs. buying your new vehicle. To get approved for financing now, fill out this finance application form and calculate your auto loan!

Leasing Your Vehicle

When you lease a car, you'll determine the number of years you'll keep it beforehand, which is usually three to six years. You'll pay monthly to use the car, too. When that time period ends, you simply return the car to the dealership.


  • Monthly payments will be much lower that buying. You're simply paying for the car's depreciation rather than the full price of the car, so you'll pay a lot less than if you bought the vehicle.
  • You don't have to own the car forever. You won't have to worry about reselling the car when you're finished. Instead, you can simply return it and opt for something new in just a few years. You'll always have access to the latest technology and features.
  • Maintenance and service may be covered. Many leases come with included maintenance for the vehicle, so the dealer knows it'll come back in good condition. This can save you even more!


  • There are rules you must follow. You'll have to return the car in good condition, so you can't get it customized, cause excessive wear, or damage the car. You'll also have to stay below a set number of miles driven each year or you may incur a penalty-so, if you like taking your car on long road trips, leasing may not be a great option for you.

Buying Your Vehicle

When you choose to purchase your car, it's yours for life! You'll likely take out a loan, meaning that your car will be paid for with one initial down payment, followed by monthly payments for about three years. After that, you own the car and you won't have any monthly payments for your vehicle.


  • You won't have payments forever. If you plan to keep the car for years to come, you'll pay it off entirely in just a few years. Then, you'll be free from payments.
  • You choose when to pay. You can negotiate your loan terms to suit your financial situation, so you can decide how long it'll take you to pay off the vehicle and how large your monthly payments will be.
  • Free reign of the vehicle. You own your car, so you can pretty much do whatever you want with it. Want a custom paint job? Some cool accessories? Want to drive across the entire country? It's all good!


  • Long-term commitment. If you own your car, you can sell it at any time, but it's likely that you'll have it for many years. It's features and technologies may become a bit outdated in this time.
  • Higher payments. Since you're paying for the entire value of the vehicle, you'll have to pay a bit more each month than if you chose to lease the vehicle.

Find Your Car Today

Whether you choose to lease or buy, you'll need to find a great car that you'll love to drive around the Doylestown and Philadelphia areas for at least a few years. Our team at Fred Beans Subaru can help you find your ideal car! Check out our inventory, and contact us today to schedule a test drive of your favorite model. 

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Fred Beans Subaru

854 N. Easton Road
Directions Doylestown, PA 18902

  • Sales: 215-340-7959
  • Service: 215-340-7959
  • Parts: 215-340-7959


  • Monday 09:00AM - 08:00PM
  • Tuesday 09:00AM - 08:00PM
  • Wednesday 09:00AM - 08:00PM
  • Thursday 09:00AM - 08:00PM
  • Friday 09:00AM - 08:00PM
  • Saturday 09:00 AM - 5:00 PM
  • Sunday Closed